A New Old Financial Product

March 2022

Reading time: 1 min

Article Table of Contents

I’m going to weave together talk of land value, and financing, and some of the primitives¹ around financial products.

How much would you pay for a box that lives in your mailbox and delivers $1000 on the first of every month?

Would you pay at least $5000, if you felt really confident that it worked, as expected, as advertised?

If so, you understand amortized earnings, and something called their “present value”.

Here’s the talk abstract: RailsConf CFP Draft Notes

Here’s some footnote demos. [^like-this]

Multiline footnote: ²

There’s many objections or questions that you could raise, right now, as you are reading these words. Possibly on your phone³

I’ll be using in the sense of ‘constituent, base components’ rather than ‘backwards or colonial’ sense. ↩
This is a multi-line footnote. I can have a long single line of text cross the page and it still renders correctly. I need to hit [tab][tab] when starting another line.

feel free to include a quote!
```
{ pizza_status: :not_enough }
```
It can include all sorts of formatting! And images! ↩
I would never, ever, admit to using the bathroom and browsing my phone, saying “yeah, I’ll come back to that” and never do. ↩

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